Of course the timeline for a debt settlement plan depends on your personal situation:
Generally, these questions will be discussed with you in order to assess the proper program for you, be it bankruptcy or debt settlement during your FREE consultation. We will then provide you with a personalized recommendation and plan that includes a timeline for reaching your goal of debt freedom.
In a typical client situation, the plans are tailored to have the client debt free in 18-36 months assuming you stick with their program. It’s really not that long if your other alternative is bankruptcy and a mountain of debt that seems to grow daily no matter how hard you try to reverse it.