Chapter 7 Debt Relief in Oakland and Alameda County
As experienced bankruptcy attorneys, we know that the people who seek bankruptcy relief are often reluctant to do so. They're not deadbeats or irresponsible spendthrifts. Far more often than not, they're hardworking people who find themselves forced into bankruptcy through job loss, divorce, medical bills or disability. We see many cases with more than one of these features present.
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If you've come to realize that you're fighting a losing battle with your debt situation, contact a bankruptcy lawyer at the ANH Legal Group in Oakland. We offer free consultations, and we'll only recommend bankruptcy if our review of your case shows that you'll benefit.
Any decision to file for bankruptcy relief should be based on a careful evaluation of your income, expenses, assets and liabilities. This will help us see whether you're eligible for Chapter 7 bankruptcy and the precise value of the discharge from indebtedness that you stand to get at the end of the case.
We can figure out whether bankruptcy can help you with home mortgage problems or past-due car payments — sometimes it will, sometimes it won't. If you're not eligible for Chapter 7 bankruptcy, we can let you know whether a Chapter 13 bankruptcy petition can help you.
One immediate benefit of bankruptcy has to do with the relief you'll get from creditor collection activity. As of the date of the bankruptcy filing, no existing creditor will be able to call you, harass you, sue you, garnish you or reach into your bank account without bankruptcy court permission. Bankruptcy is supposed to give you a period of breathing room, and our lawyers can help you get the most out of this feature of federal bankruptcy law.
If you're ready to see whether bankruptcy might be right for you, we're ready to advise you. We offer one-stop, full-service advice and representation for people considering bankruptcy under Chapter 7 or Chapter 13 in the Northern District of California.
For a free consultation about your debt relief options, contact the ANH Legal Group in Oakland.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
